Privacy Policy and Terms of Use.

Website Terms of Use

Version of: February 1st, 2021
Updated: Sep 1st, 2024

The St John Group | MSJ Global Enterprise, LLC ("The St John Group") operates each website ("Site") that links to these Terms of Use to provide online access to information about The St John Group’s real estate services, wealth and real estate planning, and entertainment or educational content. The use of this Site is governed by these Terms of Use and our separately provided Service Terms.

By accessing and using the Site, you agree to these Terms of Use.

The St John Group reserves the right to modify these Terms of Use at any time without prior notice. Your use of the Site following any such modification constitutes your agreement to follow and be bound by these Terms of Use as modified. The last date these Terms of Use were revised is set forth above.

1. Permitted Use of the Site

You may use the Site, and the information, writings, images, videos, and/or other works that you see, hear, or otherwise experience on the Site (collectively, the "Content") solely for your non-commercial, personal purposes, for your own educational and real estate planning purposes, and to learn about The St John Group’s real estate services, and compliance with these Terms of Use.

Our Content is provided for your educational and informational purposes to help you learn more about real estate, wealth planning, and our services.

2. Prohibited Use of the Site

By accessing the Site, you agree that you will not:

Use the Site in violation of these Terms of Use;
Use the Site in violation of applicable real estate laws or professional standards;
Copy, modify, create a derivative work from, reverse engineer, or otherwise attempt to discover any source code;
Sell, assign, sublicense, or distribute the Content for commercial purposes without permission;
Use the Site in any manner that damages, disables, overburdens, or impairs the Site or interferes with any other party's use and enjoyment;
Mirror or frame the Site or any part of it on another website;
Attempt to gain unauthorized access to the Site;
Access the Site by any means other than through the interface provided by The St John Group;
Use the Site for any unlawful or abusive purpose.

The Site and its Content must be used legally and responsibly in line with these Terms and real estate industry standards.

3. Copyrights and Trademarks

The Site and its Content, including all intellectual property rights, belong to The St John Group or its licensors. You are not allowed to reproduce, modify, or distribute our Content without permission. The St John Group, its logos, and other branding materials are trademarks of The St John Group. The appearance, layout, and design of the Site are also protected.

The Site and Content belong to us, and you must respect our intellectual property.

4. Information and Materials You Post or Provide

You represent that you have all rights to any materials you post on the Site, including any necessary consents related to privacy and intellectual property. You further represent that any information you post or provide is true, accurate, and does not violate any laws. The St John Group may remove or edit any materials submitted in violation of these Terms.

You are responsible for ensuring any materials you post are legal, accurate, and owned by you.

5. Links to Third-Party Websites

Links on the Site to third-party websites, including those related to real estate services, are provided solely for convenience. These links do not imply an endorsement, sponsorship, or recommendation by The St John Group. We are not responsible for the content or practices of third-party sites.

We may link to external sites for your convenience, but we are not responsible for them.

6. Downloading Files

The St John Group cannot guarantee that files available for download on the Site will be free from viruses or harmful software. You are responsible for taking precautions to protect your devices.

Download at your own risk, and protect your devices.

7. Disclaimers; Limitations of Liability

The St John Group makes no representations about the accuracy or suitability of the Content for any purpose. All Content is provided "as is" without warranty or condition of any kind. The St John Group disclaims all warranties, including those of merchantability, fitness for a particular purpose, and non-infringement. The St John Group is not liable for any direct, indirect, incidental, special, or consequential damages related to your use of the Site, including those arising from real estate transactions, financial advice, or third-party services.

The Site is provided "as is", and we are not liable for any damages related to your use of the Site or services offered.

8. Indemnification

You agree to indemnify and hold The St John Group harmless from any claims, losses, expenses, damages, and costs (including attorneys' fees) resulting from your use or misuse of the Site or violation of these Terms.

You will hold us harmless from any damages arising out of your use of the Site or Content.

9. Privacy

Your use of the Site is subject to The St John Group's Privacy Policy, available at the link provided on the Site.

Your use of the Site is subject to our Privacy Policy.

10. Real Estate Disclosures and No Professional Advice

The Content provided on the Site is informational and educational and does not constitute legal, financial, or real estate advice. While we may offer guidance related to real estate planning, all transactions should be conducted with the assistance of legal and financial professionals. The St John Group is not responsible for investment decisions or real estate transaction outcomes.

We provide information, not legal or financial advice. Consult your own professionals for specific real estate transactions.

11. General Provisions

a. Entire Agreement/No Waiver/Order of Precedence. These Terms of Use constitute the entire agreement with respect to the Site. If you have entered into a separate agreement with The St John Group (e.g., for real estate services), that agreement will prevail if inconsistent with these Terms.
b. Correction of Errors and Inaccuracies. The Content may contain inaccuracies or errors. We reserve the right to correct any errors or omissions at any time without prior notice.
c. Enforcement/Choice of Law/Choice of Forum. These Terms of Use and any disputes are governed by the laws of Hawaii. Any disputes will be handled exclusively by the courts in Honolulu, Hawaii.

Claims of Copyright Infringement

The St John Group respects the intellectual property rights of others. If you believe your work has been infringed on our Site, please contact us following the DMCA notice procedures available in our Privacy Policy.

Privacy Policy

Revised: January 1st, 2024

At The St John Group, we respect your privacy. This Privacy Policy explains how we collect, use, and protect personal information you provide when visiting our website or using our real estate services.

1. Information We Collect

We collect personally identifiable information (PII) you provide, such as name, address, phone number, email address, and other relevant data when you engage with us for real estate transactions, subscribe to newsletters, or submit inquiries. This information may be used for client relationship management, real estate transaction facilitation, and marketing purposes.

We collect information you provide to us directly, including for real estate transactions and client management.

2. How We Use Personal Information

We use the information you provide to:

Respond to inquiries and requests related to real estate services;
Facilitate real estate transactions and provide related services;
Market our services to you, including sending real estate listings, market updates, or event invites;
Comply with legal obligations and protect our business.

We use your information for business purposes, including real estate services, client management, and marketing.

3. Sharing of Personal Information

We may share your information with trusted third-party service providers, such as real estate listing platforms, mortgage lenders, or title companies, to facilitate transactions or deliver services. We do not sell your personal information to third parties.

We may share your data with service providers involved in your real estate transaction.

4. Data Security

We employ industry-standard security measures to protect your information from unauthorized access or disclosure. However, no method of transmission or storage is entirely secure.

We take steps to protect your data but cannot guarantee absolute security.

5. Opting Out and Your Rights

You may opt out of receiving promotional communications from us by following the instructions in our emails or contacting us directly. You also have the right to access, correct, or delete your personal data at any time by contacting our Privacy Officer.

You can opt out of marketing or request changes to your data.

How to Contact Us

For any questions regarding this Privacy Policy or to exercise your rights, please contact us at:
The St John Group | MSJ Global Enterprise, LLC
Phone: [Your Contact Number]
Email: [Your Contact Email Address]

Effective Date of Policy

This Privacy Policy was last updated on January 1st, 2024.